Viridel features: Ready to Assign, 150+ currencies

Ready to Assign budgeting — and the full private toolkit.

Viridel is a local-first budget tracker: accounts, registers, bills, loans, investments, and net worth in 150+ currencies — no bank sync required.

Free · Lifetime · optional cloud

Budgets · Ready to Assign

True zero-based budgeting: income lands in Ready to Assign, you give every amount a job, and Available updates as you spend — accounts, registers; entry is manual only without a bank login. Included on Free (browser), Lifetime (native), and with Plus.

Ready to Assign → assign → Available

On-budget accounts & full registers

Move money between category jobs

Credit-card payment categories

Quick-add for fast logging

Manual transaction entry (no bank sync)

A single number that tells the whole story. Track assets and liabilities in one view, log investment holdings, and watch your net worth trend over time. Included on Free, Lifetime, and with Plus.

Assets (cash, property, investments) & liabilities

Auto daily snapshot for a 30-day trend

Investment portfolio with simple return %

Optional benchmark note per holding

Spend-health score across budgets & savings

Never miss a payment. Log every recurring bill and subscription with due dates and amounts. Local OS due reminders are included on Lifetime — not on Free. Remote household push is Plus-only.

Bills with due dates & payment tracking

Subscription manager with renewal dates

Local due-date reminders (Lifetime — Settings)

Credit cards with utilization tracking

Income sources with expected dates

Upcoming bills on the finance dashboard

Real amortization for every loan you carry — not a rough estimate. See outstanding principal, total interest paid, and a clear payoff timeline. Included on Free, Lifetime, and with Plus.

Loan tracker with real amortization engine

EMI / monthly payment calculation

Outstanding principal & payoff timeline

Multiple loans tracked in parallel

Local EMI due-date reminders

Set a goal, track your progress, and get a nudge when the deadline is close. Built-in projections so you know if you're on track. Included on Free, Lifetime, and with Plus.

Named savings goals with target amounts

Round-up micro-saves from expenses (opt-in)

Win micro-saves from daily actions (opt-in)

Virtual Productivity Fund balance

Shared household budget · Plus